Vital Statistics:   Last Change S&P futures 4,172 0.8 Oil (WTI) 61.04 -1.17 10 year government bond yield   1.57% 30 year fixed rate mortgage   3.14% Stocks are flattish this morning as we head into Fed week and the meat of earnings season. Bonds and MBS are down small. Flagstar Bank reached a deal … Continue reading Morning Report: The next test for the Fed